Lisa Nickels Insurance is now Century Insurance to request a quote on recreational vehicle insurance now and an agency representative will get back to you shortly to provide an estimate.
Although an RV is considered a vehicle, buying Recreational Vehicle Insurance is a bit more complex than buying insurance for an automobile. Some people regard their RV as their home away from home and require more coverage than what would be in a typical auto insurance policy.
Depending on your auto insurance policy to cover your recreational vehicle instead of purchasing a separate RV insurance plan could be a very costly mistake. Recreational vehicle insurance coverage can be added to a current auto insurance policy or it can be purchased from a separate carrier that specializes in RV insurance. The added premium is minimal in comparison to the expense that would be incurred when realizing that your RV and the possessions inside it are not covered after a catastrophe.
Lisa Nickels implements RV insurance policies for clients in the North Texas area – from Denton to Dallas to Fort Worth and beyond. For a quote, contact us now or call 866.445.5599!
Here are a few tips to make sure your recreational vehicle is adequately covered before you hit the road…
Usually after the first five years, many Dallas recreational vehicle insurance companies will convert this policy into an Actual Cash Value or Purchase Price Guarantee Policy. An Actual Cash Value policy pays fair market value of your RV in the event of a total loss. Purchase Price Guarantee offers policyholders the amount they paid for the RV to put toward a new one if the unit is considered a total loss.